Ferryt Scoring/Rating
Ferryt Scoring/Rating is a highly efficient tool that comes with a decision engine to model and calculate scoring, rating and other. The module makes it possible to define complex, parametrized models and to analyse the scoring/rating results with the use of analytical tools.
Application
Scoring/rating engine
The module encompasses the following calculations:
- application and behavioural scoring
- rating models
- anti-fraud models
- risk and creditworthiness assessment models
- activation, usage and response scoring
- cross- and up-selling
- attrition scoring
Calculation rules for the needs of credit processes
Ferryt Scoring/Rating is also used as a module of calculations for the needs of credit processes, including:
- APRC
- calculation of loan amortisation schedule
- calculation of the borrower’s net income
- smart request queuing
- automation of the selection of processing paths
- skill matrix
Periodic input calculation
This module is also used to perform recurrent calculations resulting in a data set input:
- recalculation of pre-approved quotes
- calculation of umbrella limits
- client classification
- generating warning signals
